Wallet, Bank Accounts and Payouts

The Wallet, Bank Accounts & Payouts section of the Prestmit API lets you manage everything related to how funds move in and out of your account.

🧩 Key Features

FeatureWhat You Can Do
Bank Account ManagementAdd, list, and delete Naira or Cedis bank accounts.
Wallet BalanceView your wallet balance in real-time.
Balance Top-upFund your wallet to enable smooth payouts and transactions.
PayoutsWithdraw from your wallet to registered bank accounts.
Wallet HistoryRetrieve all past withdrawals and receipts for reconciliation.

🧭 Available Endpoints

Bank Account Management

EndpointMethodPurpose
Create Naira Bank AccountPOSTAdd a Nigerian Naira bank account
List Naira Bank AccountsGETList your Nigerian Naira bank accounts
Delete Naira Bank AccountDELETEDelete a Nigerian Naira bank account
Create Cedis Bank AccountPOSTAdd a Ghanaian Cedis bank account (Deprecated)
Create Cedis Bank Account V2POSTAdd a Ghanaian Cedis bank account (v2)
List Cedis Bank AccountsGETList your Ghanaian Cedis bank accounts
Delete Cedis Bank AccountDELETEDelete a Ghanaian Cedis bank account

Wallet & Withdrawal Management

EndpointMethodPurpose
Get Wallet DetailsGETView your wallet balance and details
Create WithdrawalPOSTCreate a new withdrawal request
Withdrawal HistoryGETView withdrawal history
Withdrawal ReceiptGETGet withdrawal receipt

Lookup & Utilities

EndpointMethodPurpose
Nigerian BanksGETGet list of supported Nigerian banks
Ghanaian BanksGETGet list of supported Ghanaian banks


What’s Next

Next... Let's have some basic understanding of how the wallet works.