About Your Wallet

Every partner has two wallet types:

  • Naira Wallet (₦)
  • Cedis Wallet (β‚΅)

You can receive payments, hold balances, and withdraw directly from here.


🟒 What Adds Money to Your Wallet

SourceDescription
Completed Gift Card SaleWhen you sell a gift card successfully, the payout is credited to your wallet.
Manual Top-upYou can fund your wallet through bank transfer using the virtual bank account. on your profile.
CommissionsAll commissions on partner transactions are automatically added to your wallet.
RefundsIf a withdrawal or transaction fails after being charged, the amount is reversed to your wallet.

πŸ”΄ What Deducts Money from Your Wallet

ActionDescription
WithdrawalsWhen you initiate a payout to a bank account, funds are deducted from your wallet balance.
PurchasesBuying gift cards or other products through the API deducts the equivalent amount from your wallet.

πŸ“Š Wallet Behavior

  • Each currency wallet operates independently; Naira and Cedis balances don’t mix.
  • You can only withdraw or buy a gift card using a wallet with sufficient balance.
  • Real-time balance updates are available through the GET /wallet/fiat/details endpoint. You can also check on the API Console.