Buy Gift Card Payment Methods
This page explains how payment methods work when buying gift cards and how to view available options and fund your wallets using the API.
When you buy a gift card on Prestmit, payment is deducted from your Prestmit wallet balance in the selected currency (Naira or Cedis). Your wallet must have sufficient funds before you can complete a purchase.
🧭 Viewing Available Payment Methods
To check all available payment options for buying gift cards, use this endpoint: GET /giftcard-trade/buy/config
This returns configuration data, including the paymentMethods array showing which currencies you can use to purchase gift cards.
🎯 When You Need This
You'll typically check available payment methods when:
- Setting up your integration - Understanding what payment options are available
- Before creating a buy transaction - Choosing the appropriate payment method
- Displaying options to users - Showing available payment currencies in your app
🏦 Wallet Funding
Nigerian Naira (NGN)
Payment will be deducted from your Naira wallet on Prestmit. This is the primary currency for Nigerian users.
How to fund your Naira wallet:
- Use the virtual bank account details provided in your Prestmit console
- Transfer funds to the virtual account number and they'll reflect in your wallet balance
- Funds are typically available within minutes of successful transfer
⚠️ Important: Wallet Funding Required
Before making any gift card purchases via the API, ensure your wallet has sufficient funds in the chosen payment currency.
- Insufficient funds will cause your buy transactions to fail
- Check your balance using the User Info endpoint
- Fund your wallet using the methods described above before attempting purchases
Updated 5 months ago