Buy Gift Card Payment Methods
When you buy a gift card on Prestmit, payment is deducted from your Prestmit wallet balance in the selected currency (Naira or Cedis). Your wallet must have sufficient funds before you can complete a purchase.
🧭 Viewing Available Payment Methods
To check all available payment options for buying gift cards, use this endpoint: GET /giftcard-trade/buy/config
This returns configuration data, including the paymentMethods array showing which currencies you can use to purchase gift cards.
🎯 When You Need This
You'll typically check available payment methods when:
- Setting up your integration - Understanding what payment options are available
- Before creating a buy transaction - Choosing the appropriate payment method
- Displaying options to users - Showing available payment currencies in your app
🏦 Wallet Funding
Nigerian Naira (NGN)
Payment will be deducted from your Naira wallet on Prestmit. This is the primary currency for Nigerian users.
How to fund your Naira wallet:
- Use the virtual bank account details provided in your Prestmit console
- Transfer funds to the virtual account number and they'll reflect in your wallet balance
- Funds are typically available within minutes of successful transfer
⚠️ Important: Wallet Funding Required
Before making any gift card purchases via the API, ensure your wallet has sufficient funds in the chosen payment currency.
- Insufficient funds will cause your buy transactions to fail
- Check your balance using the User Info endpoint
- Fund your wallet using the methods described above before attempting purchases